TIP:  Calling cards are another product that you need to be aware of your calling patterns with.  Make sure you are aware of any orignitation fees and any other fees that could be included.  Cards with lower per minute rates often carry higher origination fees and are better used for lengthy calls.  Cards with higher per minute rates often have lower or no origination fees and are better used if your calls are generally shorter. 

• BRAND NEW TalkHome Prepaid Calling Card with a low 3.9� per minute rate and phenomenal international calling rates like
• India 24.9�
• Germany 5.9�
• Italy 4.9�
• Japan 6.4�
• Moscow 4.9�

• Cognicall is a Global Origination calling card with a flat 6.9� per minute rate in the continental US. and great international rates.  This is not a prepaid card.  It is a monthly billed card that allows you to make calls from more than 50 countries.  This card has no activation fee, no monthly fee, and no physical calling card!!
  
  
• Cogni-Talk is a prepaid calling card available in $20 increments with a flat rate of 8.9� per minute and no surcharges or connection fees, other than from payphones.
  
  
• Get rates as low as 1.9� per minute from VoCall's TeleExpress

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